PESTEL analysis for Bank Barclays Essay Example | Topics and Well Written Essays - 1000 words

PESTEL investigation for Bank Barclays - Essay Example History of the Barclays Bank The historical backdrop of the bank can be found to the year 1690 when two people named John Feame and Thomas Gould initiated exchanging Lombard Street of London fundamentally as goldsmith investors. In the year 1736, James Barclay turned into a piece of the activity and from that point forward the name Barclays has been connected with the bank, notwithstanding, just in the year 1896 the organization got its name as Barclays Bank. Barclays extended it’s limbs in business by obtaining various littler activities in every one of these years and extended its business everywhere throughout the UK and around the world (Financial Advice, n.d.). In the year 1925, the universal tasks of the bank picked up speeding up after the mergers with Colonial Bank, National Bank of South Africa and Anglo Egyptian Bank. The year 1961 saw the opening of the bank’s first PC worked branch in London on Drummond Street. In 1966, the UK got its first Visa which was pr opelled by the Barclays Bank. The main bank to utilize promoting in the TV was likewise the Barclays in 1972. The bank has additionally tied up with Post Office Ltd. to spread out its administrations in close to home banking, especially in the division of unbound and made sure about credits. The Barclays Bank is spread more than 50 nations and takes care of 27 million clients (The Origin of, 2008). PESTEL Analysis of the Banking Industry Political Analysis Banks in the UK are attempting to draw on look into performed by Pricewaterhouse Coopers and the examination shows that unbending guidelines in the financial business will deplete an entirety of ?1tn from the money related framework. Because of which the organizations and the family units would be denied of any type of credit and advances. The administrative changes that are being made in 2011 would require the banks to keep bigger capital pads (Treanor, 2010). The â€Å"Big Four† banks in the UK that have opposed radical p urge brings in their business after the declaration of the bank change report are Royal Bank of Scotland, Barclays, Lloyds Banking Group and HSBC. The normal subsidiarisation model expresses that designation of capital must be made to various nation activities and units by the bank. This would in the long run pressurize the top moneylenders of the UK for new capital prerequisites (Reuters, 2011). Monetary Analysis Banking divisions are the fundamental suppliers of money related administrations. Hence, the variables, for example, charge, swelling rate and loan costs have solid impact. As indicated by the most recent data it has been found that the banks in the UK that bargains in credit basically would talk about the possibilities of anticipated ventures by the citizens, with the concerned specialists (Economy Watch, 2011). The UK is inside the best 30 rich nations with the UK’s GDP per capita being $37,400. Out of which the commitment of the money related part stays to be the most elevated being 76.2% of GDP (Economy Watch, 2011). Social Analysis Demographics impact the financial business all things considered. The elements that are having a critical effect corresponding to banking area are contract, expectation for everyday comforts, all out

Writing the Perfect College Entrance Essay

Composing the Perfect College Entrance Essay Free Online Research Papers Composing the Perfect College Entrance Essay In AP English Language, educated by Dr. Phillips, the initial hardly any long stretches of class were spent composing school papers. As Dr. Phillips says, â€Å"a great exposition may not really get you into a school, however an awful one will unquestionably keep you out.† She focuses on that the significant thing to recollect is that these papers are being explored by one who will have been auditing these sorts of articles for quite a while previously. Along these lines, it is particularly significant that the exposition is one of a kind and fascinating. Obliging that, our class was given a duplicate of a sheet which included â€Å"Essays to Avoid† (From â€Å"For a few Applicants, Student Essay Unlocks or Seals the Door to College† Maureen David). The expositions to keep away from (however this isn’t supreme) include: â€Å"My Favorite Things† paper, Trip article, â€Å"Miss America† exposition, â€Å"jock† paper and 3D (decent variety of interests) paper. These ought to by and large be evaded on the grounds that they don’t take into account a lot of self-improvement. In the athlete article, one could expound on how playing football demonstrated the person in question about collaboration. Indeed, that individual and half of the others applying could state the EXACT SAME THING. For the â€Å"my most loved things† exposition, one may state that they like cutting edge innovation since it permits individuals from everywhere throughout the world to convey in a major, glad, pool of assorted variety. That’s all fun and flawless, however such articles neglect to say anything regarding you as an individual. Loads of understudies found that composing expositions about somebody who has affected them were successful. These expositions are particularly acceptable on the grounds that they don’t must be too self-centered, and they permit you the chance to concentrate on somebody other than yourself while uncovering bits of data about yourself. Having the option to do that is a distinct characteristic of good composition. Additionally, it’s important to make sure to act naturally. Definitely, you should attempt to be sure and clever and genuine and utilize high phrasing, yet making an exposition conventional will cause the individual who’s perusing it to nod off. You shouldn’t be negative however. While beginning your article by saying â€Å"I despise everyone† wouldn’t cause anybody to nod off (except if they were truly worn out), it wouldn’t give an excellent impression of you. One likewise can’t acclaim oneself to an extreme. Nobody likes perusing an exposition which goes â€Å"I found out about being a decent individual, pleasant, kind, mindful, positive†¦Ã¢â‚¬  in light of the fact that it’s basically gloating. Also, one final piece of guidance: Don’t drag it on. The more you can say in a shorter space, the better. Indeed, school application evaluaters don’t need to understand books. Mr. Anderson says â€Å"it strikes m e as silly to request that somebody uncover their character in 500 words or less,† yet on account of school applications, it’s a need. Have a great time! Research Papers on Writing the Perfect College Entrance EssayHip-Hop is ArtStandardized TestingHarry Potter and the Deathly Hallows EssayPersonal Experience with Teen PregnancyCapital PunishmentMind TravelWhere Wild and West MeetComparison: Letter from Birmingham and CritoThe Project Managment Office SystemMarketing of Lifeboy Soap A Unilever Product

Never Trust and Always Verify How to Avoid Getting Scammed Over Email

Never Trust and Always Verify How to Avoid Getting Scammed Over Email Never Trust and Always Verify: How to Avoid Getting Scammed Over Email Never Trust and Always Verify: How to Avoid Getting Scammed Over EmailA scammer can make their emails look like theyre from your boss, a trusted retailer, or your best friend. Heres how to stop them from stealing your identity.Here’s a question: If you were suddenly locked out of your email accounts, how badly would that affect your ability to a) do your job, or b) live your everyday life? If you’re like most people, the answer is probably “really badly, so very badly indeed.”Email accounts have become such a central hub of daily life and work that, of course, it’s one of the places that scammers target first. Whether it’s by sending you a phishing email or by guessing the answer to your (super easy to figure out) security question, there are numerous ways that scam artists can hack into your account and steal your identity.Luckily, there are also steps you can take and pieces of advice you can heed in order to keep yourself safe from their nasty works. Here’s a quick a nd dirty guide to how you can identify, derail, and generally avoid emails scams. Watch out for these 3 common email scams.In order to keep yourself safe from email scams, you need to learn how to identify them. As wily as these scammers can be, most of their schemes tend to follow the same handful of plots. Here are three common types of email scams, courtesy of Justin Lavelle, a scams prevention expert and Chief Communications Officer at BeenVerified.com (@BeenVerified).“Many hackers will use big names like PayPal and eBay in the sent from section of emails, so it is important to ignore unknown emails. If you open the email and aren’t sure of its validity, just click on the name in the “sent from” box to view the actual email address. Most times you’ll realize right away that it’s not actually a business email address from PayPal, eBay, or another well-known institution. If you don’t recognize the sender, your best bet is to not open the email period and never click on a link, attachment, or file within an email you’re unsure about. This is how hackers insert Malware on your computer and are able to access your personal information.”“CEO Phishing Scam. This scam works as followsâ€"a brief, casual email arrives from a top executive or even the CEO of the company from the correct email address, with nothing appearing out of sync. The request is for the recipient to wire money to a certain account or share some other sensitive company information, such as employee payroll data. The scam often works because it plays off of certain corporate cultures; fellow executives may be used to such informal and terse communications between one another, while a request from a CEO made to a more junior employee may not garner any questions out of a sense of obedience.”“Business Email Compromise Scam. Similar to CEO Phishing scams, the Business Email Compromise Scam targets businesses working with foreign vendors or businesses that regularly perform wi re-transfer payments. The fraudster emails a phishing document to an intended victim via the address of a legitimate supplier and asks him to change the wire transfer payments of paying invoices. Once the link in the email is clicked on, it downloads malware on the computer and allows the fraudster to gain unrestricted access to personal information, including financial account data and passwords.”Trust no one. Seriously.Steve Weisman is a lawyer, author, and identity theft expert. His Scamicide (@Scamicide) blog tracks all the latest developments in scams and provides resources to help users keep themselves safe. And when it comes to protecting yourself from an email scam, Weisman has a very catchy motto.“My mantra for avoiding email scams is trust me, you cant trust anyone, says Weisman.  â€œA wide range of malware from ransomware to keystroke logging malware, which is used to steal personal information from your computer, is most often unwittingly downloaded by victims who c lick on links or download attachments in emails that appear to come from people, institutions,  and companies that they trust.“Often the emails containing the malware have been specifically crafted to appeal to us personally through social engineering, by which the scammer has gathered information about us to make the email more appealing and more trustworthy.”“Often we are our own worst enemies by posting too much information about ourselves on social media, “ he continues, “thereby arming the scammer with personal information, such as our favorite band or television program that can be used to lure us to click on a link or download an attachment. In some instances, we may be responding to an email that actually is coming from one of our friends whose account has been hacked so we tend to trust it.“Trust me, you cant trust anyone.”How to recognize a scam email.Brandon Schroth is the Digital Manager for Gillware Data Recovery (@gwdatarecovery). He cautions that its not just individuals who need to watch out for email scams: “Organizations need to be prepared for malicious breaches and cyber attacks, many of which are delivered by way of email.”According to Schroth, “fraudulent emails come in all shapes and sizes.” But he also has tips to help you easily identify them:“If you receive an email where the ‘To’ field is left blank, it’s a clear signal that it didn’t come from the perceived sender.”“When an email from a company has spelling errors or bad grammar, it should be another warning sign. Large companies have copywriters and editors who make sure email communications are grammatically correct.”“Also, if the email begins with Hello but doesn’t actually state your name, that’s another red flag.”“When checking your email, stay suspicious and on alert. Often times a fraudulent email will try to scare you by saying something was stolen or that you’ve won a prize. Rather than clicking on links from your email, jus t go directly to the actual website and sign in how you normally would.”Even if all those methods fail, there is one thing you can do to above else. According to Weisman, “You can start protecting yourself by never clicking on a link or downloading an attachment unless you have absolutely confirmed that it is legitimate.”Install a security program.Both Weisman and Schroth agree that you (and your employer) should use some kind  of security program on your devices.“You should also have some form of internet security installed,” says Schroth. “Norton AntiVirus or McAfee SiteAdvisor are two helpful tools that can prevent disaster in the event you do open a malicious email.”Weisman goes on to provide an additional warning: Even the most recently updated security software is still probably lagging behind the best scammers.“You also should have security software on all of your electronic devices including your phone and keep that security software up to date with the lates t security patches,” says Weisman, “recognizing that regardless of how up to date your security software is, it will always be at least 30 days behind the latest scams using and exploiting previously undiscovered zero-day defects.Don’t re-use the same password.We know. We know. It’s difficult enough remembering one password, let alone one dozen. Still, using the same password over and over again means that a scammer only has to get their hands on one of them in order to access all your personal and financial accounts. It may be a hassle, but it’s a hassle worth dealing with.Use a unique password for every account,” says Weisman, adding that it’s “not as difficult as it may appear.”“You can start with a base password, such as IDontLikePasswords which combines capital letters, small letters and a symbol.  You can then strengthen it even further by adding a couple of symbols so it reads IDontLikePasswords!!!.“Now you can adapt that base password with a few letter s for each of your accounts.  For instance, your Gmail account password can be IDontLikePasswords!!!GM.”Beware easy to answer security questions.In the digital age, using a security question like “what street did you grow up on” or “where did you go to middle school” could set you on the fast track to getting hacked. With more information about ourselves available than ever before in human history, you’ll have to take some extra precautions.According to Weisman, “You also should be aware that if someone is able to answer your security question, they can take over your email account as happened to Sarah Palin when someone answered her security question as to where she met her husband by getting the answer through Wikipedia (It was at Wasilla High School).“While most of us arent as famous as Sarah Palin, much of our personal information can be found with a diligent online search and we also may have, again, posted too much personal information online such as our pets name.”Here’s Weisman’s delightfully simple solution:“The easy way to avoid this problem is to give a nonsensical answer for the security question.  For instance, you can make the answer to the security question asking your mothers maiden name, Grapefruit.  It is so nonsensical, no identity thief will be able to ascertain it and it is so silly that you will remember it.”Scammers will do everything in their power to get one over on you. The more precautions you take like the ones listed above, the less likely they are to gain the upper-hand. When it comes to emails, you have to trust no one and do everything you can to verify their identity. Together with some strong security software, these practices are the best way to keep yourself safe.To learn more about protecting yourself from scammers and con artists, check out these related posts and articles from OppLoans:How to Avoid Getting Insta-Scammed on InstagramDating App Dangers: 7 Tips to Avoid Getting Scammed by a Fake RomanceWatch Out for Change-of-Address Identity Theft Scams!Multi-Level Marketing Scams: How a MLM “Job” Could End Up Costing You ThousandsHave you ever fallen victim to an email scam? We want to hear from you! You can find us  on  Facebook  and  Twitter.ContributorsJustin Lavelle  is a Scams Prevention Expert and the Chief Communications Officer of  BeenVerified.com (@BeenVerified). BeenVerified is a leading source of online background checks and contact information. It helps people discover, understand and use public data in their everyday lives and can provide peace of mind by offering a fast, easy and affordable way to do background checks on potential dates. BeenVerified allows individuals to find more information about people, phone numbers, email addresses and property records.  Brandon Schroth is the Digital Manager for  Gillware Data Recovery (@gwdatarecovery), a world-class  data recovery company and digital forensics lab specializing in recovering lost data from faile d storage devices such as hard drives, solid-state drives, USB flash drives, SD cards, mobile devices, servers and more.Steve Weisman  is a lawyer, college professor at Bentley University and author.  He is one of the country’s leading experts in identity theft.  His most recent book is “Identity Theft Alert.”  He also writes the blog  Scamicide.com  (@Scamicide)  where he provides daily updated information about the latest scams and identity theft schemes.

What Is a Newton - Chemistry Definition

A newton is the SI unit of force. It is named in honor of Sir Isaac Newton, the English mathematician and physicist who developed laws of classical mechanics. The symbol for newton is N. A capital letter is used because the newton is named for a person (a convention used for symbols of all units). Formulas and Examples   One newton is equal to the amount of force needed to accelerate a 1 kg mass 1 m/sec2. This makes the newton a derived unit because its definition is based on other units.1 N 1 kg ·m/s2 The newton comes from Newtons second law of motion, which states: F ma where F is force, m is mass, and a is acceleration. Using the SI units for force, mass, and acceleration, the units of the second law become: 1 N 1  kgâ‹…m/s2 A newton is not a large amount of force, so it is common to see the kilonewton unit, kN, where: 1 kN 1000 N Newton Examples The gravitational force on Earth is, on average, 9.806 m/s2. In other words, a kilogram mass exerts about 9.8 newtons of force. To put that in perspective, about half of one of Isaac Newtons apples would exert 1 N of force. The average human adult exerts about 550-800 N of force, based on an average mass ranging from 57.7 kg to 80.7 kg. The thrust of an F100 fighter jet is approximately 130 kN.

Essay about Can the World Sustain an Increasing Population

Countries in the world hold different attitudes to the population policy, some of them tend to delay the increase of population while others introduce policies to encourage childbirth. After centuries of continual growth, which started at the first industrial revolution, the global population reached over 7 billion individuals in 2013. Research by Ezeh, Bongaarts and Mberu (2012) states that increasing population is a threat to individuals and societies by bring problems based on unsatisfied demand. The â€Å"increasing population† in this essay can be defined as net rising in birth rate during a period, especially in the poor developing countries. This essay will argue that the world cannot sustain an increasing population. The reasons for†¦show more content†¦However, the same degree of pollution increases in cities with population of 10 million people is 3.13 parts per billion (NASA, 2013). The contribution to air pollution from surface-level NO2 is about a factor of five when population in cities increased from 1 million to 10 million people in China. According to Engelman (2009), falling human numbers is a powerful key to long-term environmental sustainability. Therefore it could be concluded that the world environment can hardly maintain an increasing population for its limited resources and probably pollution. Another reason for the world cannot continue to provide for increasing population is that rising rate of birth especially in poorest developing countries aggravates the trend toward greater inequality, which means the rich getting much richer while others are opposite. Ezeh, Bongaarts and Mberu (2012) found that in general, the growth of population is rapider in poorer countries than developed countries. For example, the World Bank points out that in sub-Saharan Africa where poverty headcount ratio fluctuated of 50% from 1981 to 2010, the rate of population growth is more than 2% per year. Poverty trend in here refers to people living on less than $1.25 a day. Malthus (as cited in Martà ­n-Guzmà ¡n, 2005), explains that because population pressure may overwhelm natural resources as explained before,Show MoreRelatedThe Threat Of Global Economy1078 Words   |  5 Pagesconsuming renewable resources rapidly than we can restore and demand has overreached the support of natural system s. Our twenty-first century civilization is encountering an outgrowing capacity, which is moving us onto an economic path that is not environmentally sustainable. Today, we face many environmental problems that put us at risk in achieving long-term sustainability, but we all have the decision to take action and move onto a path that sustains economic progress or watch our modern economyRead MoreOverpopulation and Environmental Problems1008 Words   |  5 Pagesbecoming depleted faster than are being created. Hoevel explains, â€Å"Overpopulation occurs when a population’s density exceeds the capacity of the environment to supply the health requirements of an individual† (Hoevel 1). This means that after a population has overused the resources in an area, the environment will no longer be able to support them, and there lies the problem with overpopulation. 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Western Art Free Essays

In the Paris suburb, about 80 km from the city, there stands the one of the most exquisite samples of the French cathedrals of Gothic style, the Chartres. Numerous works on this subject someway mention that â€Å"Gothic architecture began with the quantum leap of Chartres Cathedral, France† (Vickers, 1999). To be more specific about the interior architecture of this building, let us come inside. We will write a custom essay sample on Western Art or any similar topic only for you Order Now There are several unique architectural features, ‘cutting-edge’ for the 12th century, introduced in the edifice. First and the most outstanding of them, the flying buttresses, have greatly contributed in the whole architectural solution represented by higher ceiling and thinner walls, which later became typical for Gothic structures. The buttresses allowed redistributing of the roof load outw?rds, and helped to avoid the old practice of thick, heavy walls. Generally, the Cathedral was built in Latin-crossed configuration, as we can see on the plan: As we enter the cathedral, our attention is primarily drawn by multiple arches (another peculiarity of cathedral’s architecture), the stained-glass windows composed of the hundreds of geometric?lly sh?ped glass pieces, and the sculptures illustrating Old Testament scenes. By moving on between the two towers, we are walking over the famous labyrinth, and can see numerous arcades on the both North and South Naves, with clerestory and stained glass above. As we look back to the entrance, we notice one of the three rose windows on the west front. Passing the aspiring aisles leads us to the Crossing, the central part of the building, wider and more spacious. On the left transept our glance is immediately grabbed by the wall painting of Saints fronting the ‘Virgin and Child’ painting on the opposite transept. At the same time we are enjoying the view of cross-type vaulting and upper north and south walls including more rose windows. After the Crossing, we are finally reaching the Choir section and the Ambulatory. The apse of the cathedral is represented with 5 Radiating Chapels. The Chartres Cathedral that we have nowadays, despite fire damages and further restoration, is one of the finest examples of the French Gothic architecture. How to cite Western Art, Papers

Memorial Health System CPOE Implementation

Table of Contents Introduction Indicators of Project Failure in the Case study Conclusion and Recommendations Reference List Introduction In an effort to improve the efficiency of healthcare services, health care organizations engage in the development of new IT projects. The IT projects help to promote organizational performance and provide means through which an organization can achieve its goals. Advertising We will write a custom essay sample on Memorial Health System CPOE Implementation specifically for you for only $16.05 $11/page Learn More The management of the organization plays a vital role in project planning and implementation and in effecting the organizational change to enhance the use of the new technologies. To achieve successful implementation of IT projects, project managers ensure that projects fall within the projected budget and schedule according to the initial plan. IT project failures arise when the budget and timeline differ with the intended budget and schedule. In the case study, ‘Memorial Health System CPOE Implementation’, a combination of poor management decisions contributed to the project failure. Indicators of Project Failure in the Case study In the case study, the CPOE project initiative lacked clarity of purpose from the outset. The objectives and purpose of the project were not set out clearly (Wager, Lee, Glaser, 2009, p.397). The main objective of the CPOE project was to minimize the rate of medical errors by providing a computer-based system for doctors to administer prescriptions. However, it was not clear to the health system stakeholders including the community-based independent health care providers regarding how the new system would reduce their workload while at the same time minimize the rate of medical errors as opposed to the manual system. The stakeholders felt that the new system would turn out to be expensive and time consuming. Another indicator that contribut ed to the failure of the CPOE project initiative was the lack of sufficient leadership support for the project. Although the first CEO, Fred Dyer, and the Chief Information Officer (CIO), Joe Roberts, supported the project initiative, the interim CEO, Barbara Liu, opposed the project prior to his appointment. Liu lacked of commitment and had reservations about the utility of the initiative. However, he was forced to spearhead the implementation of the project initiative by the board members who felt that terminating the initiative would bring substantial financial loss. Advertising Looking for essay on it? Let's see if we can help you! Get your first paper with 15% OFF Learn More Lack of leadership support also becomes evident when Liu appointed an opponent of the initiative, Dr. Sparks, as the new CIO, who delegated the oversight role to Sally Martin. He then refused to adopt Martin’s recommendations meant to ensure project success, showing his lack of commitm ent to the project initiative. In the case study, the health system’s stakeholders and the health care providers were opposed to organizational change. The organizational inertia exhibited by the stakeholders and providers contributed to failure of the CPOE project initiative. During the proposal and evaluation of the CPOE project initiative, most health stakeholders opposed it for fear that it would increase their workload. Even after its approval, many prominent physicians transferred their services to other health systems that could not implement the CPOE system. The efforts of the proponents of the project including the CEO, Fred Dyer, could not produce intended results because majority of the stakeholders resisted the new changes. The organizational inertia increased resistance to new changes contributing to the CPOE project failure. Project complexity also contributed to the failure of the CPOE project initiative. The management lacked a full understanding of the scope and complexity of the project in terms of resources and timelines required. To promote the CPOE approval, Dyer and Roberts, presented an exaggerated implementation timeline, which to some board members was unrealistic. Later, Martin, the project manager, presented a new budgetary changes including $500,000 integration software that was not included in the initial budget. In addition, the CPOE project fell behind schedule as it failed to meet the 18-month initial schedule. The complexity and scope of the project overwhelmed the organization and called for the budget and timelines to be revised contributing to the project failure. The organizational environment in the case study prevented healthy debate and exchange of ideas contributing to the failure of the CPOE initiative. The stakeholders and the healthcare providers were not consulted prior to the implementation of the project. Those opposed had to seek an alternative way of voicing their opinion; for instance, prominent physi cians transferred their services to other health systems. Lack of candor is also evident when the CIO, Dr. Sparks, instructed the project manager, Martin, to report positively about the project progress despite the logistical challenges thus contributing to the project failure.Advertising We will write a custom essay sample on Memorial Health System CPOE Implementation specifically for you for only $16.05 $11/page Learn More Conclusion and Recommendations To promote the success of the CPOE project, I would have clarified the purpose of the CPOE initiative including its benefits like how the new system would minimize medical errors and reduce their workload. This clarity would increase the support for the project, as the stakeholders would understand its benefits. In addition, to ensure success of the project, I would have ensured that only qualified and committed project manager and CIO headed the undertaking. Committed leadership would make important decisions to ensure that the initiative is successful. To overcome organizational inertia, I would recommend training programs to enlighten the stakeholders on the necessity of the new technological changes prior to implementation for majority of people oppose change for lack of knowledge (Kerzner, 2004, p.28). I would also recommend that the project be implemented in different phases each with a realistic timeline and sufficient resources to ensure that the implementation runs to completion. Organizational culture of candor through free communication between project managers and the leadership could help promote success of the project. Reference List Kerzner, H. (2004). Advanced Project Management: Best Practices on Implementation. San Francisco: John Wiley sons Inc. Wager, K., Lee, F., Glaser, J. (2009). Health Care Information Systems: A practical Approach for Health Care Management. San Francisco: John Wiley Sons Inc.Advertising Looking for essay on it? Let's see if we can help you! Get your first paper with 15% OFF Learn More This essay on Memorial Health System CPOE Implementation was written and submitted by user Lilly Whitley to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.